An Inflection Point for Global Payments: Industry Perspectives in 2023

The global payments ecosystem is at a critical juncture, with interoperability, interlinking, accessibility, and collaboration top of mind for 2023. We’re pleased to present the second annual Central Bank Payments News supplement, a collection of updates…

Reserve Bank of New Zealand – Te Pūtea Matua: In Conversation with Ian Woolford, Director of Money and Cash

The Central Bank Payments News team recently sat down with Ian Woolford, Director of Money and Cash at the Reserve Bank of New Zealand — Te Pūtea Matua, for an in-depth discussion on the reserve bank’s Future of Money work program.

SODA: Offline Digital Currency Technical Considerations

In this article, John Kiff provides a view of how offline digital currencies work based on publicly-available information provided in academic papers and vendor white papers.

JoPACC: Jordan Marks a Decade of Digital Financial Services Developments and Innovations

The past decade has been a game-changer for Jordan's financial ecosystem, especially in terms of digital financial services and financial technology. In the first half of the decade, the country saw major developments in digital infrastructure, legislative…

Bank of Albania: In Conversation with Ledia Bregu, Part Two

In part two of our interview with Ledia Bregu, Director of Payment Systems, Accounting and Finance Department for the Bank of Albania (BoA), the conversation turned to AIPS EURO, a new payments infrastructure launched in 2022, Albania’s EU membership…

Discover Global Network: Advances in Technology Bring a World of New Approaches to Payments

How can central banks, banks and domestic payment schemes utilize P2P digital wallet solutions to gain access to traditional point-of-sale methods of payment, giving more local control over domestic payments, while easing the technical and operational…

Bank of Albania: In Conversation with Ledia Bregu, Part One

The Feature article in the August 2020 issue of Central Bank Payments News (CBPN) was authored by the Bank of Albania’s Ledia Bregu. At the time, Albania was less than half-way through its National Retail Payments Strategy, 2018–2023, an ambitious document…

Unifits: Efficiency Meets Reliability - The Underestimated Risk of Introducing New Payment Schemas

Does centralized and industry-specific test automation for FMIs effectively solve multiple problems? Jonathan Misler of Unifits asks ChatGPT a series of questions to get an objective view on Unifits' products and whether they solve the problems they promise.

Mojaloop: Achieving Financial Equity Across Asia and Africa Requires a Digital Approach to Financial Inclusion

Named after the Swahili word for “one,” the Mojaloop open-source software project was established in 2017 by the Bill & Melinda Gates Foundation to address the lack of guaranteed inclusiveness and interoperability within nations’ payment systems to allow…

Digital Pound Foundation: Advocating for a Well-Designed Digital Pound

The Digital Pound Foundation (DPF) is a non-profit organisation that advocates for a well-designed digital pound, enabling both public and private sectors to fully engage in the design, development, and adoption of a digital Pound, thus contributing to…